Author: Simon Papa

Simon is the director of Cygnus Law Limited. Simon is passionate about providing legal advice that helps to add value to his clients’ businesses. He has over 10 years experience providing legal advice to businesses, both in law firms and as an in-house lawyer. Simon provides sound, understandable and relevant advice that will help to support your business.

FMA’s restructure- back to the future

21 October 2015

The FMA announced on 16 October 2015 its second internal restructure since it was established in 2011. In my view the most notable change…

Unfair contract terms banned – do your contracts comply?

11 March 2015

Since March 2015 the Fair Trading Act (FTA) has prohibited the use of unfair contract terms (UCTs) in “standard form consumer contracts” (pro forma…

5 Tips for Getting an FMA Licence

11 February 2015

I have 5 tips to help you to get a licence from the FMA. There are 6 types of financial services businesses that need…

FMA warns on potentially misleading adverts- why “fair dealing” is important

21 December 2014

On 18 December 2014 the FMA issued a warning about potentially misleading advertising by New Zealand businesses that help to transfer UK pensions to…